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The Wells Fargo Platinum Visa offers long intro APR periods, with up to 0 protection on your cell phone against covered damage or theft when you pay your phone bill with this card. The Citi Simplicity card offers an exceptionally long 21 months of 0% for both balance transfers and new purchases, while also saving cardholders from late fees, penalty rates and complicated payment terms. The Chase Slate card, with no balance transfer fee and a lengthy 15-month 0% intro period for balance transfers and purchases, is one of the most valuable balance transfer cards on the market. Thanks to its generous 21 month 0% introductory APR offers the Citi Diamond Preferred card is a great option for consolidating debt from another card or financing a big-ticket item. If you're looking for a basic cash back card to use on general purchases and don't want to bother with bonus categories, the Wells Fargo Cash Wise Visa card is a good choice — particularly if you bank with Wells Fargo.Editorial disclosure: All reviews are prepared by Credit staff.Examples of unsecured debt include: credit cards, department store cards, collection agencies, credit lines, and unsecured personal loans.

So check out this list of offers from our partners and find the one that's best for you. The Discover it card offers a long 18-month 0% introductory period to pay off your balance, six months of 0% interest on new purchases and a great cash rewards program that doubles all cash back earned in the first year. The Barclaycard Ring Master Card is a unique card that boasts some great features for the value-minded cardholder, including a 0% introductory period for 15 months on balance transfers made within 45 days of account opening, with no balance Why should I get this card?

It simply means getting the most from the money you do have.

We’re happy to help you learn how to do that – and it’s never too late to start.

Merging multiple cards into one with a low or 0% interest rate card is known as credit card consolidation.

Many credit cards providers offer introductory interest-free periods as a way to entice new customers.